Engel & Völkers
A serene park with young trees, a small pond, and a modern building in the background under a clear blue sky.

Mobile or immobile?

Between freedom on wheels and the comfort of your own home

  • 5 min read
  • 28.08.2025
Mobile or immobile?
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Leveraging State Subsidies: How to Save on Your Property Financing in Germany

Rising construction costs, ambitious climate-targets and higher interest rates have made it tougher to build or buy a home. Yet Germany still offers one of Europe’s most generous systems of state subsidies for home financing. Whether you are planning a climate-friendly new build or a deep retrofit of a 1950s townhouse, the right mix of KfW loans, federal grants and regional support programmes can cut five-figure sums off your overall budget. This guide explains in detail

Modern two-story villa with white facade and large glass fronts, surrounded by an artfully designed garden featuring trimmed hedges in geometric patterns. The house is nestled among green trees and illuminated by warm evening light.

Luxury Real Estate in Germany: Top Locations and Emerging Trends

When it comes to luxury real estate in Germany, discerning buyers are often surprised by the country’s diverse range of high-end properties. From upscale city apartments in Munich’s historical quarters to grand villas overlooking Hamburg’s waterways, Germany’s prime property market caters to a variety of tastes. Whether you’re seeking exclusive residential areas for personal use or looking for an attractive long-term investment, this guide highlights top locations, design trends, and the investment potential of premium real estate in Germany.

Aerial view of a modern house with solar panels on the roof, surrounded by greenery and adjacent to a road.

New Energy as the Key to Future-Proof Real Estate

Every home needs energy—and it quickly becomes an unwelcome companion once the first electricity or gas bill arrives. The “problem” of fluctuating availability of renewable energy sources like wind and solar often discourages the idea of investing in a home’s long-term value and appeal through photovoltaic systems. That’s why homeowners often need strong environmental motivations to install solar panels or heat pumps.

Elegant living room featuring herringbone parquet flooring, high ceilings with ornate moldings, a crystal chandelier, tall windows with sheer curtains, a grey sofa, mid-century modern furniture, and tropical plants adding natural elements to the space

Sustainability & ESG in Real Estate: What You need to know

With rising energy costs, stricter climate regulations, and growing awareness among buyers and investors, sustainability in real estate has taken center stage. The term ESG—short for Environmental, Social, and Governance—has become a key factor influencing decisions in property development, investments, and transactions. Whether you’re a private homeowner, a large-scale developer, or a potential buyer, adopting eco-friendly measures and meeting ESG criteria for properties can significantly increase a building’s value while reducing its environmental impact.

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Engel & Völkers Germany

Vancouverstraße 2a

20457 Hamburg, Germany

Tel: +49 40 361310